How the Dow Jones Industrial Average Is Calculated

How the Dow Jones Industrial Average Is Calculated If you read the newspaper, listen to the radio, or watch the nightly news on television, you have probably heard about what happened in the market today. Its all fine and good that the Dow Jones finished up 35 points to close at 8738, but what does that really mean? What Is  the Dow? The Dow Jones Industrial Average (DJI), commonly just referred to as simply The Dow, is an average of the price of 30 different stocks. The stocks represent 30 of the largest and most widely publicly traded stocks in the United States. The index measures how these companies stocks have traded over the course of a standard trading session in the stock market. It is the second-oldest and one of the most referenced stock market index in the United States.  The Dow Jones Corporation, the administrators of the index, modifies the stocks being tracked in the index from time to time to best reflect the largest and most widely traded stocks of the day. The Stocks of the Dow Jones Industrial Average As of April 2019, the following 30 stocks were constituents of the Dow Jones Industrial Average index: Company Symbol Industry 3M MMM Conglomerate American Express AXP Consumer Finance Apple AAPL Consumer Electronics Boeing BA Aerospace and Defense Caterpillar CAT Construction and Mining Equipment Chevron CVX Oil and Gas Cisco Systems CSCO Computer Networking Coca-Cola KO Beverages Dow Inc. DOW Chemical Industry ExxonMobil XOM Oil and Gas Goldman Sachs GS Banking and Financial Services The Home Depot HD Home Improvement Retailer IBM IBM Computers and Technology Intel INTC Semiconductors Johnson Johnson JNJ Pharmaceuticals JPMorgan Chase JPM Banking McDonald's MCD Fast Food Merck MRK Pharmaceuticals Microsoft MSFT Consumer Electronics Nike NKE Apparel Pfizer PFE Pharmaceuticals Procter Gamble PG Consumer Goods Travelers TRV Insurance UnitedHealth Group UNH Managed Healthcare United Technologies UTX Conglomerate Verizon VZ Telecommunication Visa V Consumer Banking Walmart WMT Retail Walgreens Boots Alliance WBA Retail Walt Disney DIS Broadcasting and Entertainment How the Dow Is Calculated The Dow Jones Industrial Average is price-averaged meaning that it is computed by taking the average price of the 30 stocks that comprise the index and dividing that figure by a number called the divisor. The divisor is there to take into account stock splits and mergers which also makes the Dow a scaled average. If the Dow werent calculated as a scaled average, the index would decrease whenever a stock split took place. To illustrate this, suppose a stock on the index worth $100 splits is split or divided into two stocks each worth $50. If the administrators did not take into account that there are twice as many shares in that company as before, the DJI would be $50 lower than before the stock split because one share is now worth $50 instead of $100. The Dow Divisor The divisor is determined by weights placed on all the stocks (due to these mergers and acquisitions) and as a result, it changes quite often. For example, on November 22, 2002, the divisor was equal to 0.14585278, but as of September 22, 2015, the divisor is equal to 0.14967727343149.   What this means is that if you took the average cost of each of these 30 stocks on September 22, 2015, and divided this number by the divisor 0.14967727343149, youd get the closing value of the DJI on that date, which was 16330.47. You can also use this divisor to see how an individual stock influences the average. Because of the formula used by the Dow, a one point increase or decrease by any stock will have the same effect, which is not the case for all indices. Dow Jones Industrial Average Summary So the Dow Jones number you hear on the news each night is simply this weighted average of stock prices. Because of this, the Dow Jones Industrial Average should just be considered a price in itself. When you hear that the Dow Jones went up 35 points, it just means that to buy these stocks (taking into account the divisor) at 4:00 p.m. EST that day (the closing time of the market), it would have cost $35 more than it would have cost to buy the stocks the day before at the same time.

Konnichiwa Means Good Afternoon in Japanese

Konnichiwa Means Good Afternoon in Japanese If you want to greet someone in Japanese by saying good afternoon or good day, the word you want to use is Konnichiwa.   Konnichiwa is actually a shortened version of a full greeting. Over time, a more slang version of the term evolved in the Japanese language. â€Å"Konnichiwa was once the beginning of a sentence that went, â€Å"konnichi wa gokiken ikaga desu ka?,†Ã‚  or â€Å"How are you feeling today?† (ä »Å Ã¦â€" ¥Ã£  ¯Ã£ â€Ã¦ ©Å¸Ã¥ «Å'㠁„㠁‹ã Å'㠁 §Ã£ â„¢Ã£ â€¹ Writing Rules for Konnichiwa There is a rule for writing hiragana wa and ha. When wa is used as a particle, it is written in hiragana as ha. Konnichiwa is now a fixed greeting. However, in the old days it was a part of sentence, such as Today is ~ (Konnichi wa ~) and wa functioned as a particle. Thats why it is still written in hiragana as ha. The greeting can be changed to good evening, with, â€Å"Konbanwaâ€Å" where â€Å"this evening† is substituted for the word today. (ä »Å Ã¦â„¢ ©Ã£  ¯Ã£ â€Ã¦ ©Å¸Ã¥ «Å'㠁„㠁‹ã Å'㠁 §Ã£ â„¢Ã£ â€¹) Audio File: Listen to the audio file for Konnichiwa. Japanese Characters for Konnichiwa: 㠁“ん㠁 «Ã£  ¡Ã£  ¯Ã£â‚¬â€š More Japanese Greetings: Previous wordNext wordGreetings ArchiveSimple Japanese Phrases Sources: Rocket News 24, http://en.rocketnews24.com/2014/04/08/what-does-konichiwa-really-mean-understanding-japanese-greetings/

MACROECONOMICS AND THE TABLET PC INDUSTRY Research Paper

MACROECONOMICS AND THE TABLET PC INDUSTRY - Research Paper Example Therefore, this essay aims at providing complete insight into the United States tablet PC market by explaining the current factors that are affecting the growth of the tablet PC industries (Langdana, 2009). Additionally, the study will exploit factors that are driving this market growth and the underlying growth strategies that they need to implemented to be at per with the current completion. There has been immense competition among the world’s major table manufacturers especially after the launch of iPad from the Apple. Approximately five month after the launch of iPad, Samsung launched the Samsung galaxy tablet (Alvarez, 2007). This created an overwhelming competition with Apple and since this time, the tablet PC manufacturing industries have produced or released several players (Langdana, 2009). For instance, after the release and launch of iPad PC tablet, numerous tablet manufacturing industries including Asus, Lenovo, and HP among others released numerous tablet PC model s into the market; thus, it may be noted that the major product and marketing decision in these industries are influenced mainly be the stiff competition within the industry (Dhir, 2004). Notably, it seems that the current market of these tablet PC manufacturing industries is pegged mainly on the tablet manufacturing. Therefore, the future of these industries may be governed largely usage around these tablets. In other words, if there will be shift in the usage of these tablets to another device, then it implies that these industries will collapse (Taylor and National Bureau of Economic Research, 1984). The market domain of tablet PCs is governed intended usages of these tablets PC. Some of the usage are governed by screen size, distribution channels, and operating platform used. Analysis of these factors are vital in the understanding the market domain of tablet PCs within the United States market. Some market research revealed that tablet PCs are designed mainly for personal usage within the United States market. Nonetheless, with time, these tablet PCs are expected to be adopted or designed for commercial usage. In essence, if they are used adopted the corporate environment they are expected to reduce additional costs usually incurred on top of laptops and desktop computers. The Apple’s iOS operating systems holds the largest U.S. tablet PC market shares. The Apple has achieved this through its first mover advantage (Silvia, 2011). The Google’s Android operating system comes second while others including Samsung, HP, Motorola, Lenovo, and HP among other manufacturers take other ranks within the stock market. The tablet PC Market The market trend of the tablet PCs can analyzed according to the three macroeconomic variables including price indices, rate of unemployment, and exchange rate. These three elements usually affect the market trend in large extent in that high price indices usually affect how consumers buy the intended products. The tab lets PCs are new technologies in the market and their advent and manufacture have been expensive; thus, leading to high prices of these tablets. On the other hand, high rate of unemployment usually affects the off farm income especially of the farm operator families (Matsumura and Moreira, 2005). Additionally, the unemployment rates usually affect t

Management and Organisational Behaviour Essay Example | Topics and Well Written Essays - 3250 words

Management and Organisational Behaviour - Essay Example By not offering any type of training, the company has struggled. In order to help with this scenario, the advertising agency needs to begin offering more training for its employees. However, this is not the only leadership issue that needs to be changed. Management does need to address a few more issues, and this has to do with their overall attitude towards their employees. There is also an uneven distribution of work in the environment, and this can also hurt employee morale. Those with more work feel overworked, and those with less work feel that they are being overlooked. This often also creates the problem of self-serving bias, and this can greatly harm the view of management toward employees. It is also important for management to begin trying to apply the concept of Theory X versus Theory Y when approaching their employees (Denton, 1999). McClelland's Theory of Needs should also be considered by management, because these employees have a need for achievement and achievement would also help to increase employee morale. Another problem in this scenario is the lack of group dynamics in the company. Most of the employees are too frightened to speak up or go against management, and/or they are not motivated to do so. This means that they hide, and do not share their ideas, and that they simply go along with what management states, whether they want to or not. This also hurts employee morale, and thus management needs to change their approach to group meetings (Employee Productivity Increases Morale, 1999). Analysis of Scenario Leadership Approach Several leadership approaches could be used to help increase employee morale in this situation. Making sure employee morale is functioning properly is very important as far as the company's long term goals are concerned. If employees are not happy, turnover rates will increase and productivity will decrease. In order to have management use effective leadership to solve the problem, it is important to have them consider Chris Young's "Eight Strategies for Improving Employee Morale." Young gives a very complete list with excellent definitions and ideas of how leadership can improve morale by using a few effective ideas. These concepts could be applied to the management at the advertising agency in order to help increase employee productivity and employee morale (Ginzbert, 1985). Young first mentions the concept of "negative energy." What is this concept and what causes it Several items actually cause it, and negative energy is an overall feeling of disgust towards certain aspects of the job. This negative energy hurts employee morale, and thus also hurts the company. Therefore, the advertising agency, which is clearly suffering from this concept, can use Young's ideas to overcome this problem. Management Strategies According to Young, the first item to consider is that of the job fit. Basically, the problem could be as simple as this being the wrong person for the job-the job itself is not what the individual expected, or he or she just does not have the personality, drive, or interest to complete the job tasks (How Low Staff Morale Can Have Serious Consequences, 2007). Management needs to be able to assess individual's abilities and personalities in order to make sure that

Book of Prophet Isaiah Essay Example for Free

Book of Prophet Isaiah Essay Prophet Isaiah, the son of Amos, was descended from a royal tribe. Isaiah was born during the reign of King Uzziah, Jothan, Ahaz, Hezekiah and Jehovah. During his reign the nation as a whole enjoyed times of prosperity and temporal development. The whole nation mourned his passing from the scene at a time when his presence seemed needed the most. Under him the worship of Jehovah was encouraged but he was not strong enough to secure the destruction of the high places where idolatrous practices were continued. His reign must be ranked as one of the outstanding of the southern kingdom. He walked in the ways of his father, and under him the people continued to worship the Lord Jehovah after the manner of the commandment, though still the places of idolatry were allowed to remain. Ahaz, whose whole reign was one chronicle of disaster and destruction. With an absolute abandon, Ahaz gave himself over to the overthrow of the ordained order of worship, broke the commandment in almost every detail, destroyed the temple worship and finally closed the doors of the house of God. In the most calculated manner he conspired to obliterate the memory of the service of the Lord of all Israel, the Redeemer and the Holy One. Then he was followed on the throne by his son Hezekiah, who was very unlike his fathers and set about reviving the worship in the temple, which his father had abolished. He attempted, with some success to obliterate idol worship, and to deliver his people from the yoke of foreign power. It was under him that Isaiah came into his own, and was treated with high favour. In this position he was given every opportunity for the use of his keen and divinely inspired power of discernment into the facts of the contemporary situation. The name, Isaiah, means Jehovah saves, or Jehovah is salvation, and through days of crisis and disaster greater than any before in the history of the people, his call was constantly to faith in the One Who alone could save the land. His role was ever that of inspiring and challenging the drooping spirits of the men of Judah at times when hope seemed dead. His ministry was a long one stretching as it did through the reigns of Uzziah, Jothan, Ahaz and Hezekiah. His fathers name was Amoz, and there is a Jewish tradition that he was a brother of King Amaziah; in which case Isaiah would be the cousin of King Uzziah. Naturally enough, it is impossible to be really sure of this, but it is certainly a reasonable explanation of the fact that Isaiah enjoyed immediate and regular entrance to the royal house. And also that he had the ear of the most influential people of his day. In spite of this, he remained a simple and undaunted spokesman for Jehovah, and tradition again affirms that it was for this reason that he was put to death in the reign of the wicked Manasseh, Hezekiahs successor. He was married and he himself called his wife the prophetess (Isaiah 8:3). He had two children, one named Shear-jashubl, which means a remnant shall return, and the other Maher-shalalhashbaz, which means haste ye to the spoil. These names were given to them as portents of what was to come and also as a reinforcement of the prophets predictive message. Apart from this, there is little else known of his personal history except what is found in the book itself. The exact length of his ministry is not known for sure, but he definitely laboured for at least forty years. From the last year of King Uzziahs reign 740 B.C. to the fourteenth year of ther reign of King Hezekiah in 701 B.C. and it is clear that through all this period of time his call and challenge were unremitting and persistent. His aim was ever definite the establishment of the worship of the Lord in righteousness and truth amongst the chosen race. His Message Isaiahs prophecy, the longest of all the Old Testament prophecies divides first of all quite naturally into two parts, chapters 1-39, and 40-66. Because of this split, critics during the last century have seen fit to decide that two separate authors are responsible for the prophecy and that the second one was written some hundred years after the first one. Unfortunately, there is nothing in the prophecy itself by the way of names and such like to establish the truth or the falsehood of this statement. However the nature of the second part of the book seems to indicate that it was said to a nation at a time when they were in a completely different condition from that of the exile in Babylon, during which time some people maintain that it was written. As well as these two separate parts, the prophecy also divides into nine sections. The Book of Isaiah (Hebrew: × ¡Ã— ¤Ã— ¨ ×™× ©Ã— ¢Ã—™×”) is the first of the Latter Prophets in the Hebrew Bible, preceding Ezekiel, Jeremiah and the Book of the Twelve. (The order of the subsequent books differs somewhat in the Christian Old Testament). The first 39 chapters prophesy doom for a sinful Judah and for all the nations of the world that oppose God, while the last 27 prophesy the restoration of the nation of Israel and a new creation in Gods glorious future kingdom;[1] this section includes the Songs of the Suffering Servant, four separate passages referring to the nation of Israel, interpreted by Christians as prefiguring the coming of Jesus Christ.

Things Fall Apart by Chinua Achebe Essay -- Things Fall Apart Chinua A

Things Fall Apart by Chinua Achebe Things Fall Apart by Chinua Achebe is a story about personal beliefs and customs, and also a story about conflict. There is struggle between family, culture, and the religion of the Ibo, which is all brought on by a difference in personal beliefs and customs of the Igbo and the British. There are also strong opinions of the main character, Okonkwo. We are then introduced to the views of his village, Umuofia. We see how things fall apart when these beliefs and customs are confronted by those of the white missionaries.   Ã‚  Ã‚  Ã‚  Ã‚  The authors full name is, Albert Chinualumogu Achebe also known as Chinua, he was born on November 16, 1930 in Ogidi, Nigeria. He is a product of both native and European cultures. This has a great effect on the telling of the story. He attended Government College in Umuahia from 1944 to 1947 and University College in Ibadan from 1948 to 1953. He then received a B.A. from London University in 1953 and studied broadcasting at the British Broadcasting Corp. in London in 1956. He joined the Biafran Ministry of Information and represented Biafra as a diplomat. Since then, he has taught variously at the universities of Nigeria, Massachusetts, and Connecticut.   Ã‚  Ã‚  Ã‚  Ã‚  Achebe wrote Things Fall Apart partly in response to what he saw as inaccurate characterizations of Africa and Africans by British authors. The book was published in 1958, he was 28 years old at the time. It was very successful and has sold over 2,000,000 copies, and has been translated into thirty languages. He has written a total of fifteen different books in his lifetime. He became a political activist in the late 1960's early 1970's.   Ã‚  Ã‚  Ã‚  Ã‚  Thirty years ago Chinua Achebe was one of the founders of this new style of literature, and over the years many critics have come to consider him the finest of the Nigerian novelists. His achievement, however, has not been limited to his continent. He is considered by many to be one of the best novelists now writing in the English language. In recent decades he has held a succession of teaching posts, notably a professorship at Bard College in Annandale-on-Hudson, N.Y.   Ã‚  Ã‚  Ã‚  Ã‚  In Thing Fall Apart, we see a conflict early in the story between Okonkwo and his father, Unoka. "Okonkwo was ruled by one passion - to hate everything that his father Unoka had loved. One of those things was gentleness a... ...y had let the other messenger escape. They had broken into tumult instead of action" (Achebe 205). Everything he lived for and believed in was going to be taken away by the white men. They had control over everything. He did not want to see that happen so he took his own life. Yet, this is ironic because, in doing so, he was committing an act which was considered one of the worst actions a member could do in the Ibo society. Throughout the story we see how strong Okonkwo's personal beliefs were and how much they meant to him. Beliefs, both personal and those of the society someone is born into, play a major role in their life. This story is an example of what happens when those beliefs are taken away and others are forced upon a person. Everyone needs to believe in something, and things fall apart when they no longer can.   Ã‚  Ã‚  Ã‚  Ã‚  When he tells the story with an understanding and personal experiences in both cultures. He does not portray the African culture and their beliefs as barbaric. He simply tells it as it is, and how things happened. It is the same with the white men. Chinua Achebe realized that neither of the cultures were bad, but they simply had a difference in beliefs.

Lucy Honeychurch: Motifs, Themes, Biography, Plot

â€Å"A Room with a View†, by Edward Morgan Forster, presents the story of Lucy Honeychurch, a young woman belonging to English high society. Forster places this young maiden in a state of conflict between the snobbery of her class: the â€Å"suitable and traditional† views and advice offered by various family members and friends, and her true heart’s desire. This conflict â€Å"forces† Lucy Honeychurch to choose between convention and passion and throws her into a state of internal struggle, as she must sift through the elements of her social conditioning and discern them from her true emotions and desires [Ford]. Forster develops and utilizes Lucy’s internal struggle as a means of transforming her from a pretty young woman, to a subtle heroine. Lucy Honeychurch is introduced to the reader as a somewhat pretty young woman, obviously ignorant to the ways of the world, who is being chaperoned by her cousin, Charlotte Bartlett, while vacationing in Italy. Numerous conversations over matters of dress, the acceptability of various pieces of furniture, and other vacations, suggest the snobbish nature of both Lucy and Charlotte. Relevant materials: Maru Themes In fact, matters of convention encompass Lucy’s life until George Emerson’s â€Å"caddish,’ yet passionate, display of affection takes over. Lucy and Charlotte are both very alike because they hold true the values of upper class English society. Lucy constantly struggles with how she is supposed to act, think, or even associate herself with: most conflictingly George Emerson, a railroad worker of the lower class (Ford). Their union is forbidden by Miss Bartlett by telling Lucy that he is a socialist, that she shouldn’t associate herself with him and just overall patronizing George excessively. Charlotte and Lucy also share the same renouncement of words when they are talking to people to seem more polite. At the beginning of the novel, Lucy is feebly trying to fit in with the members of the upper class by living by certain class values and rules of propriety but they all don’t form her with any opinion or route of action. By the end of the novel, she has formed her own thoughts, opinions, and actions and takes full control of her fate and breaks it off with Cecil to marry George, her true love. Lucy also encounters muddles, as pointed out by Mr. Emerson, which she realizes and fixes by the end of the novel. She wasn’t following her own heart and thoughts, but making decisions based on the wants of her social class, not her own. Lucy Honeychurch makes a dramatic transformation throughout the novel form a sweet, naive heroine to a strong, independent woman (Schwarz). In the novel the best representation of class snobbery is Miss Charlotte Bartlett, Lucy’s chaperon in her travels to Italy and Greece. Not only is Miss Bartlett unimaginative and patronizing to the Emerson’s but she is the hindrance to Lucy’s true happiness; being with George Emerson. Lucy is at first naive and dependent on others views for her own at the beginning of the novel. In the opening scene, Lucy and Miss Bartlett meet the Emerson’s who offer them a room with a view. In the text; Forster gives us insight into Miss Bartlett: â€Å"Miss Bartlett, though skilled in the delicacies of conversation, was powerless in the presence of brutality. It was impossible to snub any one so gross. Her face reddened with displeasure. She looked around as not to say, â€Å"Are you all like this? â€Å"(Forster 11). And two little old ladies, who were sitting further up the table, with shawls hanging over the backs of the chairs, looked back, clearly indicating â€Å"We are not; we are genteel†(11). â€Å"Eat your dinner, dear, she said to Lucy, and began to† toy again with the meat that she had once censured. †(6). Lucy replies in this manner to the apparent indifference between Miss Charlotte and the Emersons: â€Å"Lucy mumbled that those seemed very odd people opposite† (6). Furthermore, during the dinner conversation at the pension Miss Bartlett Commands Lucy To: â€Å"Lucy, dearest, let Mr. Beebe eats his dinner. â€Å"(7). This is the first instance of Miss Bartlett’s overbearing dominance of Lucy’s actions, Thoughts, and decisions. Finally, Mrs. Bartlett realizes her obtrusive manner toward Lucy at the end of their trip to Italy and confesses to Lucy, â€Å"I shall never forgive myself. †(89). Lucy then starts to truly find herself when Miss Bartlett starts letting Lucy become independent and pursue her own interests; letting her do what she wants; and think what she wants to think. But class snobbery is apparent all the way throughout the novel particularly by the provincial patronizing of the lower class repeatedly in a multitude of situations. Forster was born into an Anglo-Irish and Welsh middle-class family at 6 Melcombe Place, Dorset Square, London NW1, in a building that no longer exists. He was the only child of Edward Morgan Llewellyn Forster and Alice Clara â€Å"Lily†. His father, an architect, died of tuberculosis on 30 October, 1880. Among Forster's ancestors were members of the Clapham Sect. He inherited a lot of money from his paternal great-aunt Marianne Thornton (daughter of the abolitionist Henry Thornton), who died on 5 November, 1887†(Mcdowell). The money was enough to live on and enabled him to become a writer. Young Edward was raised by his mother, aunts, and governesses. He started writing stories at the young age of six at the Turnbridge high school in Kent County. Then later he started to study philosophy, and literature at Kings College in Cambridge. Then he joined a group called the Cambridge Apostles, devoted to protecting homosexuality and theology of the age. Forster began to become enthralled by the surrounding WWI and the beautiful, aspiring landscape of Europe (McDowell). He drew inspiration for his novel A Room with a View. When he traveled to Italy, Greece, And Rome. Forester would develop a deep love of Mediterranean culture he would grow to love and write about. Forster then traveled to Alexandria, Egypt where he met his first true love, Mohammed el Adia. He became well acquainted with the conflict between the British Taj and the Indian Independence Movement; from which stemmed an award winning book, A Passage to India (Britannica). The author’s tone throughout the novel, A Room with a View is: satirical, humanistic, and very particular in the conflict between the upper class and the lower class. Forster based his book around the passion of Lucy Honeychurch, the main character, and the internal conflict between Lucy and her decisions; in relation to the morals and values of her social class. It reflects snobbish British upper class during this time period and their effrontery to delegate mainstream tourists and Italians below themselves. Forester’s satirical views is portrayed in the title of his chapters where 16-19 are entitled â€Å"Lucy Lies† to† blank† and his chapter titles actually tell the big events of each chapter, in sharp contrast to novels of other eras which used titles to just foreshadow the possible. The title, A Room with a View is portrayed throughout the novel by the relationship between Cecil and Lucy Honeychurch. Lucy views Cecil as a room with no view and in retrospect; Cecil views Lucy as a view without a room (Mcdowell). Devote Love and compassion along with the belief of Georges belief in fate is what drives the plot of the story. Lucy can’t help feel compassion in love with George who sweeps her off her feet time and time again. While, George believes strongly in fate proving arduously stubborn throughout the whole novel, ultimately uniting Lucy and George in the end. An example of both the two main Components of the novel, A Room With A View: class snobbery and the independent transformation of Lucy Honeychurch is when Lucy experiences thinking for her own self and keeping her own secrets making her feel lonely (Literature Notebook). â€Å"After Mr. Eager leaves, Lucy expresses exasperation at the thought of the drive. They discuss the problems of the drive; for one, Miss Lavish has been invited by Mr. Beebe, and Mr. Eager does not like Miss Lavish. So Charlotte resolves that the two men will go with Lucy in the first carriage while Miss Lavish and Charlotte follow in the second carriage (Forster 120). They pick up their mail at the bureau; Lucy has letters from home. Mrs. Vyse, a friend of the family, is in Rome with her son. Lucy suggests going to Rome the next day, but Charlotte reminds Lucy of the country drive, and the two women laugh at Lucy's suggestions. At this point in the novel is the apex where Lucy thus changed by the secret of the murder of the Italian man, feels a new perspective on life, that of her own opinions and thoughts. The concealment of the murder thus drives Lucy toward the transformation of a more independent character. When Mr. Eager rolls onto more class anxiety or class snobbery of passing a rumor about Mr. Emerson murdering his wife, then Lucy takes a stand and defends the Emersons saying that they are nice people who would never do anything of that sort. This is a monumental change in the novel of Lucy forming her own opinions and developing into a strong woman. Forester outlines and enhances the concussive idea of fate, and the background elements that enhance the drama. Before the carriage ride it’s sunny and hot outside; but after when the story reaches the pinnacle and Lucy begins to display her independence and becomes stronger as the thunder storm develops. Forester is using the mood and background of the book to perpetuate the transformation of Lucy Honeychurch. The main characters transformation form delightful to strong and bold matches the presentiment of the mood while riding toward Windy Corner. George Emerson strikes up an argument with Mr. Beebe about what life is based on: fate or coincidence? George takes a standpoint that fate is the controlling influence in life which is portrayed by Forester in the way that George and Lucy seem to magically run into each other after Lucy is told by Miss Bartlett to not associate with the Emerson’s because they are â€Å"Evil. † This first instance is when Lucy comes across two Italians fighting when she is returning from touring the gift shops and is horrified to see an Italian man stabbed in the back over a debt of five schillings (Literature Notebook). She faints and when she wakes up she sees George who caught her when she fainted. Lucy immediately is startled at George being so close to her and makes a frantic escape for home. The second instance of fate bringing Lucy and George together is when Lucy encounters the Emerson’s at the Church. The Emerson’s give Lucy a nice lesson on medieval art and give her some interesting views on life to think about. â€Å"The thing about the universe is that it doesn’t fit,† remarks George which portrays his deep thought, sensitivity, and intelligence (Forster 25). A third instance is when the Italian clergyman leads Lucy to George when they are on the carriage ride to see the beautiful homes and landscape of the countryside. Instead of leading Lucy to Miss Bartlett, like she requested in Italian, He leads her to George Emerson in the field of violet terraces. George turns and sees her and immediately kisses her, caught up in the beauty of the moment. The final instance is when Cecil, Lucy’s supposed suitor, invites the Emerson’s over to the garden party to absolve Lucy’s snobbishness by introducing perspectives of the lower class. Really, Cecil ends up ruining his own planned marriage with Lucy and foils his own happiness (Schwartz). What Forster wants to portray in this novel, is the personalities and opinions of his characters and how your social background can both influence you positively and negatively. He incorporates so many different elements and personas into the story that it leaves the reader to be saturated the feelings and emotions of the characters very strongly. You get a strong feeling of the class snobbery, transformation of Lucy Honeychurch, influence of fate, and a real insight into the opinions of Lucy Honeychurch. Forester brings all of these elements and ties it together with the ongoing transformation of Lucy Honey church form a weak, naive woman to a sophisticated, strong woman. The intense influence of Miss Bartlett finally is broken when Lucy begins to go and explore Italy for herself and starts to have her own thoughts and secrets. Lucy Honeychurch, at first, finds herself constrained by the claustrophic influence of her Guardians, especially Miss Bartlett. However, Lucy takes control of her own fate and finds love with George Emerson, who views her as a â€Å"Room with A View. In Contrast, Cecil views Lucy as a View without a room, or just something to have and look at; like a piece of art (Ford). He tried to manipulate herself and work into a masterpiece, trying to contort her imperfections while George respected her thoughts and opinions and loved her for who she was. Not to mention Cecil’s struggle with any intimacy whatsoever toward Lucy, even a kiss. So, in conclusion Forster incorporates the oblivion of class control over Lucy Honeychurch and the prevalence of Lucy transforming into an independent woman to control her own fate and end up with George Emerson, despite her class opinion of him.